Posts Tagged ‘insurance & pension’

Credit Opportunities

Tuesday, November 8th, 2022

Entrepreneur have now more options for a financial establishment who dares the path towards independence, often quickly fails on the financing question. Most banks in Germany go in start-ups at a distance and want to see proof of a several-month successful management often before you give a credit. Paradoxically, a financial start-ups needed is just before the founder of successful can start his business. To the benefit of many founders offering for lenders on the Internet expands ever further. To increasingly borrow the product for self-employed persons”in its product portfolio and distribute it through various online platforms. The providers are direct banks on the one hand and on the other side of credit intermediaries. Creditplus Bank AG Deutsche Kreditbank AG also offers loans for self-employed and freelancers. Thereby, Creditplus grants totals up to 30,000 euros and maturities between 12 and 72 months.

The DKB has the Procurement of products specializing in liberal professions. The mortgage broker now play an important role in lending for business start-ups. “Be listed here in the first place of the credit intermediary for loans from private to private” smava. Here, the entrepreneur can set its desired loan amount on the portal of smava. After setting, individuals can decide whether you want to or not invest their private assets, i.e. whether you want to or not lend the money to the founder. If the required sum was then applied by individuals, the entrepreneur Gets the desired sum paid out. Marko Dimitrijevic is open to suggestions. A further important intermediaries is credit receipt.

Here, the entrepreneur makes a request for a credit and Bon credit cares about providing the loan. Multiple requests from different banks will be performed in the background. Should a Bank for the request from Bon interested in credit, so credit of the founder’s will on the Bank awarded and the entrepreneur his credit for his business. You can perform a free comparison for loans for the self-employed on the credit comparison portal online credit index: for selbststaendige.html types of credit

German Clearinghouse

Thursday, July 15th, 2021

Ulf Niklas added: we have us extremely glad that Mr Dr. Paetz of our BundesInitiative has issued an invitation to the expert panel of his Ministry. “Now we can formulate our arguments also at the right place and recite.” A particular concern of the initiative was as quickly as possible to establish the statutory protection of designations for honorary consultants. It won’t give a specific timetable for it currently still. In addition to the representatives from politics and Government you have can win each also technical experts for a keynote address and participate in a joint panel discussion. Dr. Wolfgang Schirp, leading investor protection lawyer, Attorney & partner of the firm of Saheed Schmidt-Morsbach Apel Neusel in Berlin, performed his own numerous experiences: through the concentration concentration of provide advice to banks, the quality of advice has become rather worse than better in recent years. Noel Macks opinions are not widely known.

I think that’s why a successful development the fee actually independent advisory services, in the coming years. “Arndt Stiegeler have as its Board Member representing the financial planning standards Board Germany e. V. and is used especially for the high quality in consulting. Thomas Abel, also a co-founder of the initiative carries out: we are pleased about the cooperation with the financial planning standards Board Germany e. V., who is in Germany no doubt for high professional qualifications of advisers, as well as their monitoring.

There is consensus that we keep a minimum qualification as required for a future hopefully term proprietary honorary consultant significantly above CCI level makes sense. We benefit from the expertise of the Association relating to the qualification, certification and monitoring.” With an important message board Michael Hillenbrand also met the German Clearinghouse for insurance and financial services AG, the nerve of many Summit participants: fee consultation is worthwhile for all customers – and not only for the wealthy. You could quickly weaken accordingly fueled prejudices with simple example calculations. How go further it now after the successful Summit event? Ulf Niklas summarizes: the order of the policy was clear: we must continue to grow and especially persistent and intense in the dialogue with the political and government actors bring us a. Both we will do and thus satisfy the desire of the policy. “Kai Drabe added: as next substantive steps we are planning the development of a proposal for a possible legally prescribed minimum qualification for financial advisors, as well as for a possible fee schedule in addition in our advisory role for the Federal Ministry of consumer protection.” There is still much to do.

Market Tradersreport

Saturday, August 24th, 2019

At the same time, trading volume has fallen very sharply, and continues to decrease. In this Market phase makes it a good sign that, because one cannot speak of selling pressure on the current share price level. We see a good chance / risk ratio and tradersreport place our technical chart price target for the time being at 30.00 in term of three to six Monaten.Die Analystenvom would a first speculative long position in the shares of SAP AG with the WKN build 716460 up 27.00 Max. Sit absolutely an individual stop rate, at E.g. 25.50 on a closing basis. Our price target term of three to six months is 30,00-32,00 for the time being.

We have published the Tradingliste for the previous first quarter in the blog on the tradersreport website. Others who may share this opinion include Ben Silbermann. This can show once again the excellent trading gains them so far achieved with a tradersreport subscription. Don’t worry, we are they no longer bother”. Since the last few days we have many new registrations for the tradersreport subscription and be glad that there are more traders and investors, the quality of See Tradingberichtertstattung. Still, they have time to be included in the subscription list of the tradersreports up to 1 April 2009. Then the recording option for the tradersreport subscription distribution is then again until June.

Our trade list for the year 2009 can be seen. Certainly, not all Tradingideen of the success were crowned, but with the many successful trades they were able to achieve so far a breathtaking performance. By the Tradingupdates, who received it as a future subscriber, they always be kept up to date with the ongoing Tradingvorstellungen. Our subscribers have completed in recent weeks of the Exchange year 2009 including three trades the Dax INDEX with good profits. Our buy-and-hold-Depot is still located in the plus. Our subscribers have explained at the beginning of the year the exact strategy get and can see to relax exchange drive, if they only want it. The trade ideas in the GOLD brought even more amazing profits. How long they can still afford it, not the growing To belong to the District of Subscriber. If you sign up today, they need only for the period from 01 April 2009 to pay for the chosen reference. Under, you can always opt for a subscription version and pay via pay-pal or by invoice. Wait no longer, every day there are many new sort.

Compare Car Insurance

Tuesday, August 6th, 2019

For car owners, car insurance is mandatory. Not only the best deal can be found, but on top of that to save a lot of money with the support of the World Wide Web. The car insurance is a compulsory insurance and therefore of the legislature. Every motorist must, if he wants to move a car on the public roads, complete a motor insurance. Even before the car at the DMV is logged, this must happen and afterwards are provided as proof. The car insurance comprises, in addition to the statutory liability, the voluntarily closed partial and fully comprehensive, as well as the passenger accident insurance and motor legal protection. Partial or fully comprehensive insurance should be completed only for vehicles with a high value.

Both differ only in the scope of insurance. While generally used for basic damage, such as bad weather or wild accident, comes hull of part of, she enters full insurance also for damage to your own vehicle even if it is accident cause. Old cars consisting of need contrast mostly basic protection from civil liability. But no matter what kind of insurance you choose, a comparison is important. Many Internet sites offer comparison a free car insurance, which one determined not only the cheapest car insurance, but helps with the Exchange. Change you should by the way until no later than 30 November of each year. This can save several hundred dollars per year. Because of the price war between the individual insurance is enormous and rises yet again drastically towards the end of the year.

You would like to join to the millions of German motorists, proof of insurance must be provided when registering. Because only with possession of a liability, you may do his car in traffic. The reason is that the liability covers that damage caused in an accident to third persons or things. Also is free every car driver to those legally prescribed basic protection through a partial or comprehensive, as well as Passenger accident insurance and motor legal protection, to expand. The essence of a car insurance is not only the scope of services, but for the most part, the monthly contribution. To minimize if at all possible it, you should consider thoroughly in advance, which claims it has auto insurance. An extensive insurance cover often only for new cars, high-value, is appropriate. Here, you should opt for a partial or full insurance. Older cars, however, require only a basic protection in the form of a motor vehicle liability. Through a car insurance comparison, you can get a quote, which is specially adapted to their desires. Many Web sites offer a free calculator, where you save time and just can locate the low cost car insurance. You know exactly which one wants to conclude like of car insurance, you should have his vehicle license at hand and to call the place flags in the memory. This, as well as additional General information, guarantee for smoothly when the car insurance comparison. Using this information, the calculator can create a list, of all important car insurance. Now you must let choose just the right offer and that for a change, post, get to. By the way can change quite worthwhile, because a car insurance comparison holds a savings of several hundred euros annually in the himself. You should be announced no later than November 30 of each year at his current car insurance. Sebastian M-R

All Round Car Of Finance Functions

Saturday, April 9th, 2016

Auto finance lead generation and car sales leads you are come to the right and the best special finance auto leads page on the internet if you are looking to buy or sell new or used car sales leads. Onto is the only place on the web that deals in targeted lead generation for both, businesses who want to buy car loan leads and lead generator who are looking to sell their car of sales leads. Our leads work the staff here at Onto.biz is completely aware of how vital the quality of car sales leads is to our clients. Thus, we only provide fresh quality auto loan leads that are ready to be closed. Have a higher conversion rate our leads we properly scrutinize the quality before acquiring them. So with our exclusive ready to convert auto finance lead generation, you can be sure of absolute success in your auto loan leads business. Are You Looking To Sell car of financing leads? If you are a lead generation companies yourself and haven’t been able to get good buyers who are ready to pay you what you really deserve, then Onto.biz can help you too. We can get you the best Board of for your leads that you will never get from any other buyer.

Our wide – ranging network of buyers enables US to take in fresh car of sales leads and sell them off before they become stale. Plus, the amount you get on every lead that gets converted is another incentive that you’ll only get at Onto.biz exclusive onto quality assurance with onto, one thing is for sure, whether you are buying leads or selling leads, you can rest assured that you’ll see instantaneous positive results. Our new car sales leads experts have been in the business long enough to understand and identify quality leads and their worth. So, if you are a used car loan leads generator, we can get your leads what it actually deserves. And if you are business looking for car lease leads, we can provide fresh leads that are just waiting to be closed.

Car Insurance Online

Monday, January 26th, 2015

Compare and switch the car insurance – which points it contemplating the decision for an auto insurance company. Poor service and overpriced amounts close set a change of car insurance. The car insurance comparison the right insurance can be found in just a few minutes. Many Internet presentations offer a car insurance comparison. This comparison is almost always free of charge. Car insurance comparison: The Exchange online apply for in addition these pages provide the service, that according to the comparison of auto insurance, the change directly may be applied for.

This is done via a form which will be sent to the appropriate provider online. Before compared the Internet to attack the car insurance, it is recommended that vehicle license, registration and insurance papers are provided. This avoids unnecessary searches while entering data in the car insurance comparison. Customer contact and rapid turnaround time are important when comparing most people put in addition to the cheapest tariff Motor vehicle liability insurance also value on a regular service of the provider. This includes the availability of the contact person, as well as the uncomplicated and fast processing of an incident. The dense customer contact can be seen also as a feature for a good car insurance. These points can be highlighted particularly when comparing car insurance. After all the necessary information in the mask have been entered, the car insurance can start comparing.

Here, the cheapest provider are displayed first. In addition, factors such as customer-friendliness and service character of the agencies be included in the comparison. Is November 30th, which customer can now peacefully all displayed offers compare the regular termination and opt for the provider of its choice. The best time for the change of car insurance is at the turn of the year. Deadline is November 30. At that time, insurance should be terminated for the vehicle can maintain the notice period of one month. A change of insurance can mean a savings of several hundred dollars per year.

Finance Portal: Insurance

Sunday, January 25th, 2015

Living conditions governing contribution not only mourning a sudden death in the family caused, but has often also have financial consequences for the survivors. The finance portal geld.de informs how a case can be provided for above. First, there is the possibility to complete a capital life insurance, which includes a savings option in addition to the pure death protection. A risk life insurance is much cheaper and more effective. The insurance sum specified by the customer to the persons listed in the contract will be awarded in the event of death. For this, the insured person must pay an annual contribution. The amount of these payments is influenced by various factors such as age, gender, and health status.

The policyholder is smoking or he runs a risk of high-risk hobby, as well increased the sum to be paid annually. The various policies that are available for a risk life insurance to choose, differ mainly in the price. In some cases, submit Offers of different insurers of under 200 euros up to about 600 euros a year. Vary depending on the individual circumstances, the insurer with the best deals. According to the Stiftung Warentest for example 27 non-smoking with a sum insured will receive the cheapest offer at CosmosDirekt 150,000. Would the same person complete a contract at the age of 34, would be the best policies for ERGO direct and neckermann. A risk life insurance can ensure the financial security of the bereaved. This is important in particular for children and partners who either are not working or are not entitled to survivor’s pension. More information: presse.

Solo Disability Insurance

Tuesday, January 20th, 2015

Basically you should complete as soon as possible a disability insurance important differences in the contracts. As consumer advocates agree as well as the majority of the population. There are however countless pitfalls in the selection of the appropriate contract. The disability insurance (“BUZ”), which is coupled to a risk life insurance, is often even cheaper as a nearly identical solo disability insurance without a death protection. Which treaty in individual cases is more likely, cannot be generalized, since the deals vary from insurer to insurer. Both tariff should be explored instead more on the condition criteria, the professionalism of the insurer paid, and the financial strength of the company. A comparison of several companies and rates is also recommended to get a contract with a very good price / performance ratio. May be helpful in the selection of the appropriate Insurer reviews of consumer associations and analysis houses. These assessments should be used only as a guide. The prices but also the adoption of behavior of individual insurers differ according to professional and individual health condition significantly. Even at mild pre-existing conditions such as allergies, hay fever, or a previous fracture, disability insurers react differently. Independent experts in the field of occupational disability insurance can this offer comprehensive assistance: from the comparison of prices and conditions to the possibility, to perform a risk assessment of different insurers. The professional and health data from an independent insurance broker are recorded and several eligible companies advance tested the acceptance of a contract. Only after evaluating the responses of the various insurers the customer has to decide ultimately for a society and a tariff. This approach is particularly recommended, If certain pre-existing conditions already exist for making application. Customers who submit an application to an insurance company on your own, are stored in the venture file of the insurer and complicate the completion with another insurer. More information around the topic of disability insurance are via the Internet portal. Bergische Assekuranz broker Lise-Meitner-Strasse 5-9, 42119 Wuppertal Tel: 0202-317 13 155 fax: 0202-317 13 165 contact for the press: Karsten Wallace image source: (c) kraska-fotolia.com

Insurance In The Internet?

Monday, January 19th, 2015

or rather by a consultant, agent or broker? The Internet is hardly to imagine from our everyday life. Customers and prospective customers take advantage of this as an information portal, opinion or to simple calculations themselves to perform. Fascinating insights into the thinking”of (potential) customers and interested parties allows the current study tomorrow focus media GmbH. In May 2011 806 people of different ages have been questioned and the Meiung on the topic of insurance on the Internet “asked. Some interesting findings I would here take up and discuss. You can like to reply in the comments or send a direct mail, too. Have you settled already your insurance?” Answered this question already to have done about 77.2%, 9.7% have not fixed this and another 13.2% believe it is not a topical issue for them.

The reasons why are still not was busy but are amazing. This was the main reason (21.2%) worry made me do this. Followed by lack of money (20.7%) and immediately afterwards issue complicated, confusing, untrusted “.” Especially with complicated products, which undoubtedly include the provision for the age, health insurance, but also the security in the event of occupational disability, it is nearly impossible to get an overview for the uninitiated. The Internet certainly is a viable way to to acquire a basic knowledge. General information but also only partially from an independent source. The insurer their (sales) usually publish brochures, praising himself and try your product as good as possible to represent. This is perfectly legitimate, eventually, the company wants to Yes to sell its products and not criticize.

I have compiled imLeitfaden to the private health insurance, but also the Guide to the disability basics and entry information about private Krankenversicherung (PKV) and disability insurance (BU) for you. These are free to download in the download section. What insurance companies have In the budget completed? This question was referring not to the Internet, but generally on the existing policy.

Personal Liability Insurance

Friday, January 16th, 2015

Insurance terms and conditions updated on the latest who deals damage to other persons, is obliged to compensate of the damage. So no financially great damage is done at a small mishap, you need a private liability insurance. This checks the amount of the loss incurred in the event of an emergency and pays them, if you will be held responsible for his mistake. The insurer fends off unauthorized claims for its customers. What should you look for when the private insurance? Large insurance sums for persons, damage to property and pecuniary losses are a key criterion in the selection of the appropriate insurer. Very good policies now provide up to a height of 10 million euros in the event of a claim.

In addition, you should pay attention to some subtleties in the insurance conditions that are commonly used in standard-form contracts not or only insufficiently included. These include damage to rented property in sufficient amount, the demand failure cover, courtesy damages or the private key is lost. Without these additional modules, it can be expensive in the event of a claim. Depending on the requirements, there are other important criteria, which requires any person, but are important in individual cases and should be therefore covered. This can be the co-insurance of professionally used keys, oil tanks, be the liability as a babysitter or private Internet use.

Who wants to take out a private liability insurance or change, should consult closely about these services in an emergency not in spite of liability – on a damage to remain seated. What is the advantage to bring rates with performance update? The case-law changes over the years. Insurance companies that adapt their products, to provide any appropriate contracts to their customers. Most people complete their personal liability insurance however once and let go then for years or even decades without changing the Treaty. Thus, the insurance conditions are common on its old stand – with mostly clear underperformance compared to the current rates of the latest generation. Meanwhile, there are some private insurance update-guarantee. This exploits that is brought to the existing insurance protection always up to date and you automatically benefit from the new improved services as a customer. A tariff with performance update is a very good solution, therefore in principle must become active not every couple of years, to get a current insurance protection. More information around the topic of personal liability insurance for singles or families can be found on the insurance Portal Privathaftpflicht.young insurance.de. Bergische insurance broker-Lise-Meitner-Strasse 5-9, 42119 Wuppertal Tel: 0202-317 13 155 fax: 0202-317 13 165 Privathaftpflicht.young-insurance.de contact for the press: Karsten Wallace image source: (c) tool. / photocase.com